Rancho Cordova CA Workers Compensation
Attorneys Farrell, Fraulob & Brown are concerned about the health and welfare of their California workers’ compensation clients. On the job injuries may quickly lead to economic problems for our Rancho Cordova clientele. Farrell, Fraulob & Brown relieve that stress by getting you the workers' compensation benefits you deserve! As attorneys local to Rancho Cordova, we are here for you during every step of the claims process, fixing your problems and concerns. As energetic advocates, we seek every source of injury and disability compensation for our clients. Years of practical experience with insurers and their representatives in the state of California, the Sacramento area and Rancho Cordova specifically gives our clients an advantage when filing for workers’ compensation.
What is Workers' Compensation?
The law requires every employer to carry insurance for employee injuries, disabilities and illnesses caused by their job. This coverage costs the employee nothing. It does not matter if you, as the employee, caused the injury. If the illness or disability occurs because of your job, you qualify for compensation. Covered injuries can occur after a single event, such as a fall or collision, or from repetitive stress created by repeating a certain action continuously throughout the day.
What Are Workers' Compensation Benefits?
Temporary Disability Compensation
Workers unable to work for more than three days due to injury may apply for a temporary disability benefit. You may receive up to two-thirds of your average weekly earnings for time lost to injury, paid every two weeks up to a set maximum for a set period, but only within five years of the injury.
Permanent Disability Compensation
A permanent disability is an injury or illness that forever limits your ability as a worker, making it difficult for you to get a job in your chosen career. Your age, occupation and the nature of your disability are used to determine your benefit. Our clients and the insurer often disagree about claims for permanent disability. While the insurance company may see no disability, you feel completely different. In these times, the experience of Farrell, Fraulob & Brown is extremely valuable to our Rancho Cordova clients to make a successful claim.
Medical Treatment for Workplace Injuries
The law in the State of California requires the employer to authorize medical treatment within one day of an employee filing a claim form. Treatment is provided until the claim is accepted or rejected, with a limit of $10,000 total.
When claims are accepted, however, the insurance company pays for all approved medical care that is supported by evidence-based treatment guidelines. You are not responsible for paying bills or co-payments. (There are limits, however, on the number of chiropractic, occupational therapy or physical therapy visits provided.) All treatment requests are reviewed by your insurer and may be denied. When that happens, Farrell, Fraulob & Brown work to get our Rancho Cordova clients the medical treatment they deserve.
Workers’ Compensation Death Benefits
When there is a work-related death, Farrell, Fraulob & Brown ensures the family of the deceased receives what they need in this time of grief. The number of dependents and the salary at the time of the injury determine the amount of death benefit. Obviously, these amounts can be considerable and our attorneys realize that they are extremely important to the goals, health and welfare of our clients’ families.
Contact Us
Please contact Farrell, Fraulob & Brown at (916) 442-5835 if you have any questions about Workers’ Compensation benefits for employees living in Rancho Cordova, California.
