Folsom CA Workers Compensation

At the Law Offices of Farrell, Fraulob & Brown, our workers’ compensation attorneys care for clients in the Northern California area, including Folsom. We understand that being hurt on the job is stressful and overwhelming. In addition to being injured, workers must to deal with their employers and the insurance companies to receive all of their benefits. That is why we guide our clients from Folsom through every step of the process, telling them what to expect and what to do whenever they have a question or concern. When we represent our Folsom clients with insurance companies and opposing counsel, we are zealous advocates, seeking every possible source of compensation.

What is Workers' Compensation?

Workers' compensation is workplace insurance employers must make available to their employees. If you become injured or ill due to your job, benefits are awarded no matter who is at fault. Disabilities caused by a single accident or from repeated exposure to certain toxic chemicals or repetitive work motions are examples of injuries payable under workers’ compensation law.

What Types of Benefits are Provided with Workers' Compensation?

Temporary Disabilities

Workers’ compensation pays for both temporary and permanent disabilities. Filing a temporary disability claim requires being unable to work for at least three days. Temporary disability compensation is based on your average weekly earnings, up to a set maximum, and is available for up to two years within five years of the injury.

Permanent Disabilities

If your injury or illness permanently impairs your ability to compete as a worker, you probably qualify for a permanent disability benefit. Permanent disabilities are determined after consultation with a physician. The formula for calculating permanent disability benefit rates considers your age and occupation at the time of the injury or illness, plus the seriousness of your physical impairment. Your average weekly earnings are a factor in determining your benefit.

Medical Treatment for Your Injury

Within one day of filing a claim form, your employer must authorize medical treatment as required and limited by the law. Treatment is authorized, up to a certain limit, until the claim is accepted or rejected.

Once your claim is accepted, all medical care that is reasonable and necessary is covered. This includes the cost of doctors, hospital services, physical therapy, lab tests, x-rays, and medicines required for your treatment. Reasonable transportation expenses are also included. All suggested treatments are subject to a review process by the insurance carrier, but a specific therapy must be approved or denied within a set time period. All authorized treatments are paid for by the insurance. You will not receive bills or be responsible for co-payments.

Workers’ Compensation Death Benefits

In the worst-case scenario, death benefits are paid to surviving dependents. The total death benefit is based on the number of dependents and the deceased’s temporary disability rate. Benefits are paid out over time, up to a maximum of $320,000.

Contact Us

For help with Workers’ Compensation issues in Folsom, California, please contact the Law Offices of Farrell, Fraulob & Brown at (916) 442-5835 if you have any questions about your pending or existing claim for benefits.