Carmichael CA Workers Compensation
Attorneys Farrell, Fraulob & Brown are determined advocates for the health of their clients seeking California workers’ compensation. On the job injuries may quickly lead to economic stress for our Carmichael clientele. Get rid of that stress by receiving the workers' compensation benefits you deserve! Local to the Carmichael area, we are here for you during every step of the claims process, answering your questions and handling your problems or concerns. We will seek out every available source of injury and disability compensation for our clients. Farrell, Fraulob & Brown has years of experience with insurers and their representatives in Carmichael, the Sacramento area and the state of California. This gives our clients an advantage when they file for workers’ compensation.
What is Workers' Compensation?
Every employer must carry insurance to cover employee injuries, disabilities and illnesses related to their job. The cause of the on the job injury does not matter. If the injury, illness or disability occurs because of your work, you deserve benefits. Injuries can result from single events, such as a collision or an accident, or from repeated exposure to hazardous chemicals or repetitive motions that cause you harm. This coverage costs the employee nothing and you should never be charged for it.
Temporary Disabilities
If a client is unable to work for more than three calendar days due to an injury, they may apply for temporary disability benefits. They may receive up to two-thirds of their average weekly earnings for time lost to injury. Benefits are paid for up to two years, but must be claimed within five years of the original injury.
Medical Treatment for Workplace Injuries
California law requires the employer to authorize medical treatment for our clients within one day of their filing a claim form. Treatment should be provided until the claim is accepted or rejected, up to a limit of $10,000.
When our client’s claim is accepted, the insurance company pays for all medical care supported by evidence-based treatment guidelines. Clients are not responsible for any bills or co-payments. There are state imposed limits, however, on physical therapy or chiropractic visits. All treatment requests are generally reviewed by the client’s insurer and may be denied, based on the insurer’s judgment. At times such as these, Farrell, Fraulob & Brown are extremely concerned that our Carmichael clients get the medical treatment they require.
Permanent Disability Compensation
Permanent disabilities limit our clients’ ongoing ability to work in the career of their choice. A client’s age, occupation, and type of disability factors into calculating the amount of benefit. Obviously, our Carmichael clients and the insurers sometimes disagree about any claim of permanent disability. If the insurance company declares there is no disability, our clients’ certainly have a different opinion. Making a successful claim often relies on the experience of Farrell, Fraulob & Brown.
Workers’ Compensation Death Benefits
If an on the job injury leads to death, Farrell, Fraulob & Brown is there for the employee’s family to guarantee they receive what they deserve in this time of need. The salary at the time of the injury and the number of dependents determines the amount of the death benefit. Our attorneys realize that these amounts are very important to maintain family stability and that they are absolutely necessary for the health and welfare of our Carmichael clients.
Contact Us
Please contact Farrell, Fraulob & Brown at (916) 442-5835 for answers to questions about Workers’ Compensation benefits for clients living in Carmichael, California.
